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My credit score and income are better than ever, but my bank won’t lower my credit-card APR. Here’s how to fight back.

Last month while I was working on a story about the credit-card industry, I realized I didn’t know the APR on my own credit ...

The best 0% APR credit cards, picked by an expert editor

Take advantage of these credit cards and pay zero interest on new purchases or balance transfers for up to 21 months.

Need a Break From Interest Payments? This Is Our 0% Intro APR Award-Winning Credit Card

Learn why this Wells Fargo card earned our 2025 Award for Best 0% Intro APR Card, with nearly two years of interest-free ...
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This Low APR credit card has a limit of up to $250,000 - Aven Card

Explore the Aven Card: a credit card with a HELOC, offering limits up to $250,000 and low APR. Unlock your home equity for ...

No Annual Fee, No Late Fees, 0% APR for 21 Months -- Yes, Really

If you've been waiting for the right balance transfer card, check out this long 0% APR deal that won our best of class award ...

Best Home Improvement Store Cards

Lowe's and The Home Depot are the most popular because of their nationwide presence and comprehensive offerings of both ...
U.S. News & World Report6y

APR vs. Factor Rate for Small Business Loans - U.S. News

APR is the interest rate on a loan in annualized form. It's the total cost of borrowing for one year, when the interest rate and loan fees are added in, expressed as a percentage. A factor rate is ...